全球冲突、气候变化和网络威胁等因素正在重塑地缘政治风险。 如今，再保险公司必须跳脱除外条款，考虑如何缩小保障缺口。

瑞恩（再）保险经纪公司执行董事长 Philip Bilney 在《超越国界的风险》一文中分享了他的观点。

“在过去的几年里，再保险行业一直强调其存在是为了转移风险，无论涉及的风险是相对普通还是灾难性的。 …”

全文请参阅 ANZIIF 期刊第 45 卷第 2 期（2022 年 7 月）第 50-54 页。

Global conflict, climate change and cyber threats are reshaping geopolitical risk. Now reinsurers must think beyond exclusions to close the protection gap.

Rare Earth’s Executive Chairman Philip Bilney shares his perspective in the article ‘Risks beyond borders.’

“Over the last couple of years, the reinsurance industry has been reminded that it exists to accept the transfer of risk, whether that risk be relatively mundane or catastrophic. …”

Read the full article in Volume 45 Issue 2 (Jul 2022) of the ANZIIF Journal. See pages 50-54.