全球沖突、氣候變化和網絡威脅等因素正在重塑地緣政治風險。 如今，再保險公司必須跳脫除外條款，考慮如何縮小保障缺口。

瑞恩（再）保險經紀公司執行董事長 Philip Bilney 在《超越國界的風險》一文中分享了他的觀點。

「在過去的幾年裏，再保險行業一直強調其存在是為了轉移風險，無論涉及的風險是相對普通還是災難性的。 ……」

全文請參閱 ANZIIF 期刊第 45 卷第 2 期（2022 年 7 月）第 50-54 頁。

Global conflict, climate change and cyber threats are reshaping geopolitical risk. Now reinsurers must think beyond exclusions to close the protection gap.

Rare Earth’s Executive Chairman Philip Bilney shares his perspective in the article ‘Risks beyond borders.’

“Over the last couple of years, the reinsurance industry has been reminded that it exists to accept the transfer of risk, whether that risk be relatively mundane or catastrophic. …”

Read the full article in Volume 45 Issue 2 (Jul 2022) of the ANZIIF Journal. See pages 50-54.